Home Loans

A father holds his baby in the air while his wife watches smiling

Invest in Your Dreams

Found your dream home or need to refinance your current home? At First Dakota National Bank, we understand this important life step, and we offer custom-tailored financing to fit your mortgage needs.

Let us walk you through the steps of choosing a mortgage. Our local expertise ensures you receive the mortgage amount and rates you deserve. Plus, we’re proud to have over 100 years of combined experience.



Prequalify For Your Mortgage Online

Considering homeownership, and curious what mortgages you qualify for? Complete our prequalification application to help you find the home purchase price that fits your budget. Prequalification is free, easy, and can be submitted online from the comfort of your home.*

Prequalify Online



"What I found at First Dakota National Bank was the conveniences of modern technology merging with old fashioned customer service. Your employees understand that clients still like to be asked for their business, and that business is earned and not simply given away."

-Lindsey Nelson, First Dakota National Bank Customer

*Please note: you must be 18 years old to prequalify. Prequalification helps determine the best loan program for you, and is not the same as applying for a mortgage or consumer credit. States we provide financing in are SD, ND, NE, MN, and IA only.